Kayla's Cup of Tea, aka Cup of Tea Speech Therapy, utilizes a functional therapy model. This means assessment and intervention will be targeted towards the individual's ability to communicate in everyday situations and individualized intervention will be focused on improving skills in natural environments. A functional treatment approach relies heavily on conducting assessments and treatments in natural environments. This could be in conversation, play, story telling, or asking questions.
Similar to how a doctor needs a picture to see if a bone is broken, to provide accurate results an instrumental assessment (i.e., Modified Barium Swallow Study) may be requested/recommended prior to your appointment. This allows for an 'inside' look at what is going on with the function of your swallow. The swallow study will be billed separately by the institution in which it was completed and are often covered to some extent by insurance. Contact your insurance provider to inspecific coverage.
Cup of Tea Speech Therapy understands the importance of family first. Navigating healthcare decisions is challenging enough without considering the financial side of care. Thus we are currently offering two types of payment options.
This means your insurance will not be billed for services and all services are considered out-of-network. This does not mean your insurance company will not cover some or all services. This will depend on your specific healthcare policy. Upon request, a superbill can be provided to be submitted on your own behalf to your insurance company for out-of-network reimbursement. It is recommended you check your out-of-network benefits with your insurance company.
A 5% discount is offered for 1 months worth of therapy paid up front.
Insurance companies require a diagnosis in order to pay for your services. However, some families prefer not to have a medical label that remains on their permanent health record. These diagnoses will follow clients in school, military, landing federal jobs, security clearances, applying for life insurance, etc.
Insurance companies can request client session notes at any point in time. Confidentiality with your insurance is waived when you request they pay for services. Many clients feel uncomfortable with this.
Insurance companies decide what services they will and will not cover. Diagnoses that best represent client needs will be given. However, a specific diagnosis and/or service code may not be covered by your insurance plan.
Insurance companies can limit the number of sessions and services that a client can have, regardless of professional recommendations. This can negatively impact therapeutic outcomes due to limitations in therapy intensity.
The provider a client wants to see is not in-network with their insurance company or specific healthcare plan. Often times clients are faced with having to choose a provider that is in-network to get affordable access to care, limiting your choice of providers.
In some instances a client's copay or deductible is too high and payments may actually be higher than private pay costs.
For questions about rates or payment plans contact k.obenour@outlook.com or 567-429-1773
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